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Wysłany: Pią 10:20, 21 Sie 2015
Temat postu: payday loan ninja
tx lending
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It is important to note that consumers are protected when relying on short-term loans. In fact, there are many regulations put in place to ensure they are treated fairly throughout the entire process. For example, the terms and conditions are laid out clearly in the consumer agreement so you can see the applicable fees up close and make a decision based on them. This practice is required by the Federal Truth in Lending Act (TILA). In addition to Federal regulations, 34 states have additional laws dictating the process. They include caps on requested amounts in addition to limits on the installment lengths and how many consumers can take out. These laws ensure consumers will not become over reliant on them. They also prevent usury, which is the term that describes lending money with unreasonably high interest rates. On the other hand, money market mutual funds are safe in a different way. There is no backing from the federal government, but the SEC carefully hems in money market funds. They generally only invest in financially reliable securities and all the investments must have an average maturity of less than 120 days. This results in a lot of government issues (municipal, state, federal) - which are the safest debt instruments - that have a lower yield than the average market, but a better rate than your savings account.
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