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[link widoczny dla zalogowanych]

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Payday loans refer to short term loans that are advanced based on a post dated personal check from the borrower which is held by the lender or on access to the borrower’s bank electronically by the lending party. The borrowers write and sign a personal check for the amount borrowed, together with other related costs and receive money. In some instances, the borrower is asked to sign over the electronic access of their bank accounts so as to receive and repay the instant cash loans. [link widoczny dla zalogowanych] Sometimes the unexpected happens. The oven stops working and needs to be replaced, your child gets sick and needs to go to the emergency room, the gas bill is higher than expected, or a tree falls on your house during a severe winter storm. It is just impossible to anticipate all of the potential crisis that can occur in life on a day to day basis. So what do you do when disaster strikes and pay day is not yet on the horizon?
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