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Steady source of income Federal Direct Subsidized Loans are available to undergraduate students who can demonstrate the requisite level of financial need. The student’s college of choice determines the amount the student may borrow, and that amount can not exceed the student’s total unmet need. Students who qualify for a Federal Direct Subsidized Loan will have the interest paid by the U.S. Department of Eduction for as long as they remain enrolled in college, and for a six month grace period following graduation. Following graduation, students assume responsibility for all further accruing interest. Current interest rates on Federal Direct Subsidized Loans stand at 3.4%. To avoid a potentially unforgiving consequence when one has no cash and is in dire need of fast money, some source of financing needs to be found. Those with poor credit scores are going to feel the wrath of their situation more seriously. Consequently, out of desperation, one may find themselves accepting financing from any lender putting forth bad credit personal loans. A: If you need a student loan then having a bad credit does not mean that you are not eligible for any loan. You can always apply for federal loans. These loans are popularly pursued by students as they offer easy terms and low interest rates. If these loans prove to be insufficient, then you can opt for private loans but then you need to have a cosigner who has a good credit record.
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Are bad credit bank loans a truth or merely some tout spread over the Internet Yes, there are numerous online lenders and credit givers publicizing their lending plans that assure credit for everyone. Credit score, steady earnings and employment record, possessions, etc. seemingly have not much weight for them. But, when you actually start finding a bad credit bank loan, it doesnt seem so promising. Disclaimer Q: People in search of quick student loans bad credit turn to private loans. Is this advisable?
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