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In Person or on the Internet? The company also has a fixed interest rate on all the loans they give which is of benefit because customers do not have to worry about the rates increasing. The loan aspirants can complete the simple application within a minute by providing basic information like name, address, employment and bank account details, as the lender will be approving the loan application not on the basis of the borrowerâs credit history but on the basis of their current ability to pay back the borrowed amount. They will be more interested to know whether the borrower has a steady income flow to pay back their bad credit loans within the agreed time frame. Hence this happens to be a more important criterion than anything else.
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