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If, for example, you received $1,200 a month starting at age 62, plus annual cost-of-living adjustments through age 70, you would have to repay about $130,000. That's a lot of money, but for some people it's worth the price to get an additional $900 a month in retirement. By comparison, it would cost a 70-year-old man about $190,000 to buy an immediate annuity that would provide $900 a month initially, plus annual inflation adjustments and a 100% survivor benefit. That's 46% more expensive than "buying" a lifetime annuity from Social Security. [link widoczny dla zalogowanych] So what do our lenders look at to see if you deserve to borrow money? Itâs pretty straightforward. They want to see that you have a job, a regular paycheck, and an active bank account. If you have those three things, youâre on your way to getting the cash you need.
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