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If loans are left unpaid past the maturity day, lenders may process the postmarked check or debit authorization, depending on which was collected. If the borrowerâs account declines the debit authorization or bounces the postmarked check, due to non-sufficient funds (NSF), the borrower will typically incur NSF charges to their account. Additionally, the lender may also impose a returned item fee plus collection charges on the loan. [link widoczny dla zalogowanych] According to the definition, payday loans are small short-termed loans which you can pay from your next payday. They are also known as cash advances as you get cash in your hand which you can return later on. They are given on the basis of your past and current payroll and employment information.
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